BannerImg
Banner Background Pattren
price-based smart routing

Future-Ready Payment Solutions for Ethiopia’s Financial Landscape

DigiPay.Guru helps you stay ahead of Ethiopia’s digital transformation with a secure, compliant, and scalable platform that’s ready for your institution. Whether you’re a bank expanding mobile money, a fintech launching new services, or a government-backed provider pushing inclusion, our platform meets you where you are.

With digital adoption on the rise, a national push toward cashless systems, and evolving regulations, now is the time to modernize your offerings. We deliver the infrastructure you need to move fast, serve better, and stay fully aligned with Ethiopia’s regulatory and market dynamics.

Our foundation and growth

Our foundation and growth
Section Background Pattren

Ethiopia’s Digital Payments Market: Rapid Growth and Innovation

Ethiopia’s digital payment sector is expanding rapidly, driven by mobile money adoption, regulatory support, and increasing transaction volumes.

128.5mn

mobile money accounts in Ethiopia in 2024

9.6 tn birr

digital transactions in Ethiopia in 2024

70%

total mobile money transactions processed in Ethiopia

Digital Payment Solutions That Power Ethiopia’s Financial Transformation

Empower your institution with DigiPay.Guru’s secure, scalable, and compliant digital payment solutions, tailored to Ethiopia’s evolving financial landscape.

Mobile Money Solution in Ethiopia

Offer end-to-end mobile money services, from wallet creation to P2P, merchant, and utility payments, fully interoperable and compliant with local integrations like MTN MoMo, banks, and agents.

Learn more

International Remittance Solution in Ethiopia

Enable your customers in Ethiopia to send and receive international remittances seamlessly. Integrate with global partners and ensure compliance across corridors while driving diaspora engagement and cross-border financial inclusion.

Learn more

Prepaid Card Solution in Ethiopia

Launch virtual or physical prepaid cards with robust management tools. Serve the underbanked and support digital payrolls, travel, e-commerce, and everyday domestic or international spending.

Learn more

Agency Banking Solution in Ethiopia

Expand your reach with branchless banking. Equip agents to offer cash deposits, withdrawals, transfers, and account services digitally while transforming rural and low-access areas across Ethiopia.

Learn more

eKYC Solution in Ethiopia

Simplify customer onboarding with biometric, document-based, address based, face based digital KYC verification. Plus, our platform meets Bank of Ethiopia’s compliance standards and enables fast, secure identity verification across channels.

Learn more

Merchant Acquiring Solution in Ethiopia

Support merchants with QR, POS, and mobile wallet acceptance. Enable seamless, real-time payments across informal vendors and enterprise retail with smart reconciliation and reporting tools.

Learn more

Why Leading Ethiopian Institutions Trust DigiPay.Guru

Unlock Ethiopia’s digital payment potential with a platform trusted worldwide, yet customized for local compliance, user behavior, and institutional needs.

Featuresicon

Plug & Play Solutions

Easily integrate with Ethiopia’s existing banking, mobile money, and POS systems using our flexible, API-driven plug & play architecture.

Featuresicon

Modular & Scalable

Start small and grow seamlessly with our modular design that lets you scale across Ethiopia as your needs and users increase.

Featuresicon

Faster Time to Market

Launch digital services quickly with pre-built modules, local support, and proven frameworks tailored for Ethiopia’s financial ecosystem.

Featuresicon

Lower TCO

Reduce total cost of ownership through cloud-native infrastructure, optimized operations, and minimal need for custom development.

Featuresicon

Secure Platform

Protect customer data and transactions with multi-layer security, fraud detection, and compliance with Ethiopian data privacy regulations.

Start Delivering Scalable, Secure Digital Payments Across Ethiopia Today

Schedule Your Strategy Call
Section Page CTA

Frequently asked questions

Ethiopia’s digital payment system is a network of mobile money, online banking, POS terminals, and interoperable platforms enabling cashless transactions. Led by government reforms and telecom innovation, it’s transforming how individuals and businesses transact daily.

FinTech in Ethiopia refers to the use of technology to deliver financial services, from mobile wallets and lending to e-commerce payments and digital banking. It’s reshaping the finance sector by improving access, affordability, and innovation.

Some leading fintech players include Telebirr by Ethio Telecom, ArifPay, Chapa, and SantimPay. These companies offer digital wallets, merchant payments, and remittance services that serve millions of Ethiopians.

Electronic payments increase efficiency, reduce transaction costs, and improve transparency. In Ethiopia, they are accelerating trade, empowering small businesses, and reducing reliance on cash which are the key drivers of economic growth. And DigiPay.Guru is the perfect system for you as it offers everything mentioned above and more.

FinTech enables broader access to financial tools, especially for the unbanked. In Ethiopia, it supports financial inclusion, job creation, and drives innovation in banking, lending, and payments.

FinTech helps bridge gaps by offering digital wallets, mobile lending, and agent banking services in rural and low-income areas. It supports the government’s vision of inclusive financial access for all citizens.

FinTech is foundational to Ethiopia’s digital economy. It fuels e-commerce, digital public services, and smart payments, while promoting trust, transparency, and speed in financial transactions.

Look through your eyes of insight to our insightful thoughts

DigiPay.Guru is born to simplify financial transactions. We love discussing the latest finTech solutions. We write regular blogs where we cover insightful topics with our insightful thoughts to cater you with imperative informations.