Enjoy DigiPay’s faultless security with full compliance
Offering advanced security is DigiPay’s top-most priority and that’s why our solution is compliant with various security requirements and regulations.
What does DigiPay’s advanced security system offers?
DigiPay has an exclusive and advanced security system that protects data the moment it enters our system. Below are the few of DigiPay’s advanced security system’s offerings.
Secure bank account
Funds are held on our escrow account to ensure their availability while relieving you of the associated regulatory burden.
Regular checks by our specialists and penetration tests by certified auditors ensure our compliance with banking standards and regulation.
Tokenised card data
Payment data is encrypted to ensure that payment details may be kept for future use in a secure environment.
Authenticated API calls
We ensure that all the API calls are authenticated with our advanced and secure military-grade encryptions.
DigiPay.Guru platform supports and utilizes unique user IDs along with secure authentication for all kind of access whether it’s administrative access or access to service authentication data. Secure authentication is imposed to all the accounts generated and managed by application.
Login and password management
Secure preference library
Avoid reverse engineering proof with Proguard
Restricting privileges with group access management
The DigiPay.Guru platform also comes with User Access Management which restricts the access to required resources or functions along with enforcing the least privileges for the built-in accounts.
The admin offers a comprehensive audit trail of all the activities on the system. The system tracks and logs all the activities that are performed by each user and the admin. DigiPay.Guru provides you with automated audit trails for the reconstruction of several events.
Log files maintenance
Saving database server’s logout output is better than completely discarding it. However, the large volumes of these data slow down the server. You can rotate the log files so that the new log files are added and the old ones are replaced after a reasonable period.
Securing data transmission
DigiPay.Guru comes with a robust AES encryption method that secures data exchange in every transaction that takes place between ‘Administration Application’ (Server) and ‘Service Distribution Application’ (Client). The AES encryption ensures high security of Sensitive Authentication Data which is used for each transaction.
Key Generation for Application User
Network Security with VPN and HTTPS
Securing data with SHA algorithm
DigiPay.Guru uses SHA algorithms for the process of verifying the data integrity stored at the database level. This method compares the message digests which are calculated before and after the transmission. If the results don’t match then the server simply rejects the data.
SHA-256 performs hashing function in which it converts the text of any length into the string of 256 bits. This algorithm can manage data string of any size and render a hash which is almost impossible to predict thus making it a reliable means of securing data.
Periodic Data backup
The DigiPay.Guru uses the REST API which makes the server communication easier. It also takes backup of all the transactions that takes place via the platform. This backup facilitates the user to view past transactions quickly. Moreover, it also helps the admin to make reports.
Components of the agency banking ecosystem
Agency banking consists of many participants that are involved in achieving a common goal. Below mentioned are all the participants that are a part of the agency banking ecosystem.
DigiPay’s agent banking solution comes with all the major regulatory compliances like GDPR and PCI-DSS.
DigiPay enables you to manage hierarchy, commission structures, and reconciliation of the agent network.
DigiPay’s agent banking solution is easily adaptable to the functionalities of the central banking system.
DigiPay’s agent banking solution comes with multiple use cases like KYC, cash withdrawal/deposit, loan, insurance, etc.
DigiPay’s agent banking solution employs advanced security parameters like 3DES security, SHA1, and bcrypt hashing.
The NFC integrated Digipay solution offers a highly secured communication protocol that facilitates contactless
Our success stories
DigiPay has successfully delivered numerous top-notch digital wallet solutions to its clients from all over the world. Get a glimpse of a few of our success stories from here.
We recently helped one of our clients which is a FinTech start-up company that was established in early 2019 in BGC, Taguig. They wanted to start their business in e-money, electronic payment, financial services, and all other related businesses.
DigiPay helped its client based in South Africa to come up with their own digital payment application. In recent years, the mobile payment industry in South Africa has boomed.