How Scan & Thru solutions are redefining the shopping experience at retail stores?
Today, we live in a world where our lives have become fast-paced. We don’t like to wait even for a few minutes. Due to this, we are witnessing the rise of online shopping, where customers can buy items in a jiffy without waiting in long queues. And…
Everything you need to know about agency banking
Agency banking was introduced for the first time in 2013 in Bangladesh, with the aim to provide banking services to economically backward and underserved populations, especially those who live in rural locations and very far from banks. Research by…
What are sub-wallets? Why do your customers need one?
Digital wallets have become an essential part of our daily lives. And their popularity can be attributed to the increased use of mobile devices, the increase in online transactions, and the rise of the e-commerce industry. And obviously, COVID-19 has…
How FinTechs are combating fraud and enhancing their user satisfaction
Digital transformation has taken a giant leap during the past few years. The COVID-19 pandemic made cashless and contactless payments the need of the hour, resulting in the increased demand for digital payments and other fintech services. The…
How biometric technology is enhancing the ease and security of digital payments?
When it comes to the matter of money, transactions, and finance, security is always paramount. There has been an extensive adoption of security measures to ensure that no fraudulent activity takes place. For example, bank representatives ask us for…
Top 9 digital payment trends in 2023
Economics, money, and the way we make payments have undergone several changes since the time of the Stone Age. In a sense all these are key indicators of our progress as a species. The primitive methods indicated our primitive way of living…
The role of ISO20022 in real-time payments
The financial industry and its transactions revolve around payments. And fintech revolution has increased the need for real-time electronic payments thereby leading to the emergence of ISO protocols for real-time payments. According to a study by…
How Do Online Payments via Digital Wallet Work?
Today, the world has become digital. Our daily life cannot function without digital stuff around us. The most popular digital advancements are the internet and smartphones. Its usage has increased so much that the majority of the world's population…
The rise of fintech: Top 6 fintech solutions transforming the banking industry
Digital and technological advancements marked the beginning of the use of technology for finance management. In 1967, the introduction of an ATM by Barclays was a step towards justifying it. As a result, the word “financial technology” (fintech) came…
How are virtual cards becoming a secure and convenient backbone for businesses?
With digitalization, digital payments are increasing rapidly, resulting in a widespread adaptation of the current digital environment. One such adaptation is the rise of virtual cards. According to a study by Allied Market Research, the global…
DigiPay.Guru at Seamless Africa 2022
DigiPay.Guru is finally back from Seamless Africa, with many insights, impactful meetings, knowledge-rich discussions, and fruitful connections. We feel proud and delighted to get a chance to represent DigiPay.Guru at an international fintech event…
How APIs are driving innovation in the fintech and banking industry
In the past few years, Application Programming Interfaces (APIs) have primarily transformed the banking sector! This transformation started back in 2016 in the UK. It happened when the competition and markets authority (CMA) asked some top banks to…
Secure your online payment system for protect your customers
Privacy and security of information, specifically regarding financial data and payments, are essential for customer satisfaction. The first ever secured online payment was made in 1994 and it turned out to be successful. Internet Shopping Network and…
Why QR codes are becoming omnipresent in the digital payment industry
The world of digital payments is changing. People are shifting towards simple and automatic payment processes. The QR payment technology is making lives easy for customers, businesses, banks, and financial institutes. You can find a QR code…
How to overcome the challenges of cross-border digital payments
The number of global digital buyers is increasing continuously. Nowadays, people tend to spend more time looking for products online than before. By comparing different products or services, they select the best for them to make the purchases…
Everything a online payment service provider should know about schedule payment
There’s no denying that digital wallets have completely taken over the payments system. From vegetable vendors to 5-star hotels, digital payments have gone mainstream for all. A study by Statista says that the total transaction value in the Digital…
How Agency Banking Acts as an Alternative Access Channel for Banking Services!
With the increased education and awareness of financial services, agency services in banking have caught widespread attention among underdeveloped nations. Agency banking has brought forth the branchless banking system, making it available for people…
Does your business need fintech solutions? Find out
JPMorgan Chase, a leading financial services company, took the world by storm when it announced that the company is hiring 40,000 technologists and allocating a $9 billion technology budget. Before fintech (Financial Technology) became mainstream…
Product update : Split payment, Schedule payment, and Sub wallets
Keeping the commitment and vision at the center of "endeavoring financial innovators", digipay.guru has again moved one step forward towards the vision by adding the three most awaited features which are “Split payment, Schedule payment, and Sub…
How Banks are Transforming the Customer Experience
The banking industry has undergone many changes in the last three decades. The cutting-edge competition, ever-changing banking landscape, and over-the-roof customer expectations are the primary reasons the banks have pledged themselves to customer…
The Video KYC Evolution: How it will Benefit Banks and Financial Institutions?
The finance and banking sectors are digitally transforming their operations. As a result, fintech companies are investing heavily in the latest technological trends and techniques to facilitate remote banking operations. The Video KYC for Banks are…
Digipay.guru created a smart cum reliable digital wallet for its Haiti-based client
NatPay is a FinTech startup based in Haiti. It has its sister company with the name BOSOU aiming to offer mobile payment solutions to its county’s citizens. The app aims to boost financial inclusion, boost digital payments, and provide customers with…
Closed-Loop Payment System: Why Adopt? Why Implement?
A closed-loop mobile payments system is a mode of electronic payment which involves the use of a closed-loop card. But what is a closed-loop card? A closed-loop card is an eCard that a user can utilize to buy products or services from one single…
How cloud technology can future-proof digital payments
Online shopping is no longer the only place where digital payments are accepted. Even in offline stores, customers can make digital payments as it has steadily increased over the past few years. Even simple money transfers between two parties using…
Cross-border transactions and international payment processing solution
With the increase in usage of smartphones and the internet, more and more global browsers are becoming digital buyers. According to reports, the value of estimated cross-border transactions across the globe for B2B, B2C, C2C, and C2B is US$156…
Grab the opportunity to meet DigiPay.Guru at the Seamless Middle East 2022
DigiPay.Guru is stoked to announce that it will be attending Seamless Middle East 2022 at the Dubai World Trade Centre from 31st May to 1st June. DigiPay.Guru is a digital payments solutions provider for enterprises, businesses, and startups. It is…
How can online payment solutions help small businesses thrive?
An enterprise or a startup, online payment solutions are essential for any business. Making online payments is extremely convenient for everybody hence there is no reason why your business shouldn’t keep up with this trend. Especially for small…
Four pillars of the digital-first bank in 2025
Everything in people’s lives is more convenient than ever. Everything is easy, instant, and seamless, from booking flights, planning a holiday to quick online shopping. The real-time, smart digital services are delivered daily through their…
Core strategies to build an effective digital wallet solution for your business
In today’s digital era, people demand the freedom to purchase anything from anywhere without having to carry cash in their pockets. With the emergence of smartphones, faster internet connection, and mobile banking, technology is evolving towards…
Spotlighting opportunities and challenges of doing mobile money business in Middle East
Technological advancement and the availability of the Internet of Things have brought a revolution in the banking and finance sectors. As one-third of the world’s population is connected to the Internet with more than 700 million mobile connections…
Unique features for the digital wallet solution to enhance your customer experience
The popularity of digital payments and the convergence of innovative technologies play a significant role in digital wallet development. Mobile phone is a major driver of this fundamental shift in customer experience. Your customer has switched their…
A New Revolution: Make Payment without Internet & Smartphone
Reserve bank of India (RBI), India’s central bank and regulatory body, has made a remarkable move for the Fintech industry in India. RBI has issued a new framework UPI123Pay that enables users for offline digital payments for featured phones. This…
Digipay.guru has provided a dynamic e-wallet feature solution to its African client
About Coincidently, our client has the same name as ours. The only similarity that he lacks in the name is “.guru”. Our client “DigiPay” is a leading e-wallet service provider in Ivory Coast backed by Digital Afrique Telecom (DAT). DAT has launched…
Strengthening data and payment processing security with Tokenization Technology
A secure financial system is one that does what it is supposed to. And it is supposed to empower all stakeholders and ensure a secure and seamless environment for digital payments. Tokenization is a modern and trusted technology in the digital…
International Money Transfer Dominates the Digital Landscape
Remittances are monetary lifelines that allow certain overseas individuals to send money to their near and dear ones who live in their native country. Cross-border remittances flows are crucial to many families as well as countries. Traditionally…
Things Traditional Banks can learn from Neo Banks and FinTech Companies
Traditionally, banks and their branches spread across the globe have catered to all our financial requirements like loans, issue of credit cards, debit cards, opening or closing of banking accounts, insurance etc. However, FinTech companies have…
How is open banking changing the payments landscape worldwide?
According to the Financial Times, 2018 was the year of the ‘silent revolution’ in the field of Open Banking Services. This pushed large banks to allow their clients to share their transaction data with other parties under new guidelines. Such…
How Digital Wallets Solution Can Help in Creating Future of Digital Banking
Digitization is starting to pick up and gather pace among all sectors, promoting no-contact transactions, which raises the demand for digital banking services. As all small and large businesses and e-commerce businesses are keen to accept digital…
DigiPay.Guru – A year to remember 2021
Even as the world coped with putting 2020 behind, the second wave of the pandemic and the Omicron scare have concluded 2021. However, 2021 has been the most incredible year to remember for the Indian Tech Industry and the start-up ecosystem. From…
Buy Now Pay Later: The Model Changing the Way Credit Works
AfterPay, Klarna, Affirm, and more are garnering a lot of press value in recent times as consumers show aversion towards debt accumulation. Let the number talk about the in-focus buzz of the Buy Now Pay Later app in and around the FinTech solutions.…
DigiPay.Guru at Fintech Surge, GITEX Global Week
DigiPay.Guru has always believed in contributing to the fintech and digital payments industry. We are always on the lookout for global events to participate in for gaining perspective and challenges that we can solve with our solutions. DigiPay.Guru…
DigiPay.Guru is going to Fintech Surge at Gitex Global Week
DigiPay.Guru is thrilled to announce that it will be attending Fintech Surge at the Gitex Global Week this October! DigiPay.Guru is a digital payments solution provider for enterprises, businesses, and startups. It is globally recognized for its…
Higlights of DigiPay.Guru’s visit to Seamless Middle East 2021
DigiPay.Guru has contributed significantly to reshaping the future of fintech and digital payment solutions in many parts of the world. We look forward to participating in global events to gain a perspective of different experiences and challenges…
DigiPay.guru introduces the virtual prepaid card feature
DigiPay.guru is glad to announce the latest product update as a versatile virtual prepaid card as a part of extending this tradition. Now, DigiPay.guru’s clients can pay seamlessly in a fast, secure and simple manner. But before we get into the…
How branchless banking is facilitating financial inclusion?
The COVID-19 pandemic has created unforeseen challenges for the global economy. The sharp decline in global business, liquidity issues, difficulties in accessing credit, disrupted income streams, bad debts, and lack of access to finance. Consumers…
Impact of Mobile Money on Sub-Saharan Africa
Even though the world is transforming digitally, there are still areas that are untapped and untouched. Some of the developing countries are still at the growth stage of modern reforms such as Fintech, mobile money, etc. According to UBS, almost 1…
How retail stores can offer an online shopping experience with mPOS solutions?
We are living in a digital age where convenience, rich shopping experience, and faster transactions have become a norm. eCommerce sites and applications powered by fast and secure payment solutions are majorly responsible for bringing this digital…
How DigiPay.guru helps Fuel Retailers to acquire new clients & retain the existing ones?
Customer acquisition and retention are two of the most difficult things to achieve for any business. Especially, in the current times when the competition is so cut-throat. Like every other business, fuel retailers also face this very problem. The…
Mobile banking: Transforming banks across the globe
Cutting-edge technology and evolution in FinTech sector have completely transformed the way banks operate today. It has made banking simple, convenient, and fast for users by digitizing most of the banking operations. The impact of technology on…
Everything you need to know about Neobank
Neo Banks have emerged as the latest buzzword in the FinTech industry. It has taken the entire FinTech industry by storm. In a way, it’s redefining the banking sector at once by showing what the possible future of banking could look like. But what…
DigiPay.guru introduces the admin top-up feature
DigiPay.guru is the next generation mobile wallet solution provider that is empowering the FinTech companies by offering them with cutting edge features and elaborative use cases. Our goal is to empower future FinTech leaders by providing them with…
Digitizing Government-to-Person Payments: Opportunities, Benefits, and Challenges
A massive number of 100 million poor people across the world receive government-to-person (G2P) payment. This huge number in itself shows how important G2P payments are especially for the poor segment of the world population. G2P payments which are…
The FinTech boom in Latin America: Stats, Trends, and Future Opportunities
FinTech or Financial Technology has been a game-changer for the payment industry. Over the years, it has successfully transformed the payment industry’s offerings and customer-experience for good. FinTech has satisfied the growing populations of…
DigiPay.guru celebrates its team expansion event in a grand style
DigiPay.guru has celebrated its team expansion event in splendid style. All the members of the DigiPay.guru family had decided to make it memorable by organising a grand event. They took part in the fun and team-building activities of this event…
5 Tips on Making the Digital Payments More Effective and User Friendly for your Customers
Digital payment technologies have evolved tremendously over the past few years and will continue to do so as the pandemic transforms how people do business. A recent Rapyd survey reveals that 60% of consumers will be using digital and cashless…
How contactless payments are becoming the “new normal” for the retail industry?
The COVID-19 pandemic has majorly affected all our lives. Use of masks, sanitizers, and following social distancing protocols has become part of our daily lives. Even the businesses have adopted social distancing norms to survive in these dire times.…
Potential security threats of mobile financial solutions – What are they and how you can resolve them?
The electronic form of money has become popular in the market due to its convenience, speed, and ease. With the increasing number of smartphones across the globe, an upsurge has been witnessed in the usage of mobile financial solutions like mobile…
How Telcos can unlock new business opportunities with mobile wallets?
We all remember those childhood days when landlines and mobile phones used to be a big deal. The technology which enabled us to talk with our friends and loved ones anywhere and anytime was perceived as a huge upgrade from writing letters that would…
DigiPay.guru provides a feature-rich digital wallet solution to its Bahamas-based client
About Alliance Mobile Solutions is a FinTech startup based in the Bahamas. It aims to offer utmost ease and convenience in person-to-person transfer, bill payments, and merchant payment services via a robust mobile wallet solution. Challenges For…
DigiPay introduces next-gen bulk payment solution
DigiPay.guru is a next-gen mobile wallet solution which is disrupting the FinTech and payment industry with its cutting-edge features and innovative use-cases. DigiPay’s goal is to empower the FinTech leaders of tomorrow by providing them with the…
What do you need to know about Electronic Payment Systems?
The need for electronic payment systems has grown dramatically after the inception of online shopping and eCommerce websites. The E-payment system made it convenient for the customer to pay for anything at any time. This convenience has created…
Remittance in Africa: market trends, regulations, challenges, and opportunities
The cradle of human civilization – Africa is continuously showing economic development for the past few decades. Many nations have emerged as a shining beacon of progress in the African continent. It won’t be wrong to say that this prosperity and…
Digipay.guru CEO Interview in App Story
At Digipay we constanṣtly strive to excellence by providing our clients with robust digital FinTech solutions. We are providing our services to banks, small businesses, FMCGs, mobile wallet providers, e-commerce businesses, etc. The only aim of our…
A complete guide on bulk payments: challenges, solution, and benefits
Making payments seem easy as we do this activity all the time whether it’s paying bills, rent, fares, tickets, and many more. But what if I tell you that you have to make payments to hundreds of people at once? Sounds difficult? Isn’t it? Making…
International remittance in times of COVID-19: Challenges, opportunities, and solutions
The COVID-19 pandemic is now perhaps regarded as an economic catastrophe more than a health catastrophe. It’s due to the fact it has adversely impacted almost all the business sectors around the world. Giant corporates announcing layoffs and stopping…
Why are RFID-based payment solutions the need of the hour for amusement parks?
We are living in the time of a great transition. The transition from cash to cashless. The digital payment solutions have challenged the century-old supremacy of cash with the help of cutting-edge technology which makes payments simple, fast, and…
FinTech in 2022: Top predictions and trends
The landscape of FinTech is changing at a lightning speed. With each passing day, we are encountering a radical change in the FinTech industry. These transformations are important as they impact everything related to payments, money, and banking. We…
What is SACCOs and why should it be digitized?
If you’re an adult living in an urban region of any corner of the world, then you’ll be well aware of the banks. Most probably you’ll have one or multiple bank accounts. Also, you might think that who doesn’t have a bank account in today’s day and…
Omnichannel banking: What it is, why it is needed, and how it can be achieved?
Over the years, digital technology has disrupted several industries. However, its foray and disruption in the banking sector has caused a massive transformation in the way consumers do banking. Nowadays, basic transactions in banks are speedily…
Impact of COVID-19 on the payment industry
Even before the pandemic struck, the payment industry was quite dynamic over the past few years. Double-digit growth rates, dizzy valuations, and technological advancements at an unprecedented rate are some of the indicators that prove it. However…
How contactless payments are driving digital payment services in times of COVID-19
Even before the COVID-19 pandemic inflicted a massive health and econsomic catastrophe, contactless payments were already a widely used payment method. However, once the businesses reopened, they had to keep in mind the germ-conscious customers and…
DigiPay introduces customer loyalty programs into its mobile wallet solution
DigiPay is a next-gen mobile wallet solution which aims to bring a revolution in the FinTech and digital payment landscape with its unique and advanced offerings. Over the years, DigiPay has earned a reputation by delivering top-notch digital wallet…
What is digital parking and what are its benefits?
With each passing day, we are moving towards a cashless society, where all kinds of payments are made digitally. Today making digital payments for all our daily tasks has become the new normal and in coming years we might totally depend on it thus…
How mobile wallets boost financial inclusion
An average privileged person enjoys several banking instruments like depositing/withdrawing money in a savings account, using ATM facilities and making digital transactions at grocery stores & mall, and many more. However, not everyone around the…
Why digital payments are important in a smart city?
The famed British Zoologist Desmond Morris once said something which beautifully sums up the story of current cities across the world. He said, “The city is not a concrete jungle, it is a human zoo”. Today, almost 55% of the world population lives in…
Digital payment frauds in the times of COVID-19 and how to fight them
The COVID-19 pandemic has impacted the world in an unprecedented manner. It has put breaks on most of our economical activities due to which all the businesses in the world are suffering. Other than that it has forced most of the consumers to opt for…
How to cash in with customer loyalty programs on your mobile wallets
Mobile wallet payment has certainly become the most preferred mode of payment for tech-savvy millennial and Gen Z. According to a report, as much as 67% of the millennial are using mobile wallets. It’s also interesting to note that nowadays, the app…
Future of customer onboarding in banks
In today’s world of cut-throat competition, every interaction with the customer matters as it provides you with an opportunity to leave an everlasting impression on them. Almost all the major companies in the world believe and implement this…
DigiPay creates a user-friendly e-wallet for our client in South Africa
About DigiPay helped its client based in South Africa to come up with their own digital payment application. In recent years, the mobile payment industry in South Africa has boomed. According to a study, it’s estimated that the mobile payment…
Why eWallets are more popular in developing countries
eWallets services have been quite popular in developed countries like the US for almost the last 20 years. However, they have slowly started to gain popularity in the developing countries which are 2 decades behind the developed countries in terms of…
How payments can combat coronavirus pandemic and help the world to adapt
The coronavirus pandemic has impacted several facets of our lives like never before. The pandemic has literally halted most of the human activities for weeks. The current situation is unprecedented for a globalised world whose economy depends so much…
What is mobile money and how can it increase revenue and customer satisfaction?
Today’s consumer demands a top-notch convenience, speed, and a wider-range of choices on how they can manage all their transactions and payments. Such high demand from the customers coupled with cut-throat competition makes it extremely difficult for…
Mobile money and FinTech success stories of Africa
Africa is a global leader when it comes to mobile money. Over the years, it has become an inevitable part of Africa’s financial services landscape. Since the past decades, the mobile network operators (MNOs) have dominated the mobile money services i…
DigiPay helps its client to become a leading FinTech firm in the Philippines
About We recently helped one of our clients which is a FinTech start-up company that was established in early 2019 in BGC, Taguig. They wanted to start their business in e-money, electronic payment, financial services, and all other related…
All you need to know about NFC payments
Over the years we have seen some tremendous technological advancements in the field of finance and payments. The intervention of technology has totally changed the way we make payments today. With internet banking, mobile banking, and mobile wallet…
Moving towards a Cashless society: Types and major benefits
Cash is king! This quote is facing a serious threat as the world is marching towards becoming a cashless society. The recent trends suggest that digital money will soon replace physical cash. Many countries are making active efforts to remove cash in…
Everything you need to know about QR Code Payments
I precisely remember the first time when I saw a QR code. I thought that it was just a fancier version of a barcode. Later on, I was pleasantly surprised to see how different and advanced this technology turned out to be. Today, we all are well…
How cashless fuel payment is dominating the fuel retail industry
Cashless transactions and digital payments have become more prominent than ever. Its top-notch convenience, speed, and various other benefits have attracted many users and merchants across the industry verticals. Fuel retail is one such industry…
How to Create a Robust and Legally Compliant Peer-to-Peer Payment App
With mobile payment becoming a reality more people are choosing it for various reasons like staying card-free, promoting cashless economy and leveraging order-in-one-click technology. Peer-to-Peer payment apps (P2P) are essential to accelerate and…
Yesterday, today, and tomorrow of Microfinance
You might have heard the term microfinance many time. The new technologies along with online banks will help to market ths. You might also have a rough idea as to what it is and why it is important. Most of us knows that the role of microfinance in…
How did FinTech transformed international remittance?
For many families that live in the developing countries, the money sent by their migrant relatives is nothing less than a lifeline. One in every nine people globally sustains on these funds sent by the migrant workers. On a larger scale…
What is FinTech and how it has impacted banking?
FinTech is no longer a jargon of the banking industry. Instead, it has become a familiar term in technology in general. The Global investments in FinTech ventures has doubled to a whopping $112 billion as compared to $51 billion last year. This is…