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Grab the digital payments opportunity with next-gen mobile wallet

Grow your customer base by making your services accessible to unbanked populations without investing in costly infrastructures as you employ our fully customizable future-centric digital payment platform. By collaborating with us, you get the power to

  • Attract, retain, & increase customer satisfaction
  • Multiply customer base
  • Generate new revenue streams
  • Minimize overall costs
  • Boost financial inclusion


The boundless opportunities of mobile money

Tap into the limitless market potential by launching your digital wallet at the right time!


Global registered mobile
Money accounts


Global volume of mobile
Money transactions


Global value of mobile
Money transactions

DigiPay eWallet at a glance

DigiPay eWallet at a Glance


Bill payment

  • Power bill payment
  • Tax payment
  • Gas bill & water bill
  • Mobile postpaid


  • Airtime top-up
  • Digital TV top-up
  • Stored value card top-up
  • Prepaid electricity

Wallet services

  • Cash in & Cash out
  • P2P transfer
  • Merchant payments
  • Split bill payments

Enterprise mobile money

  • G2P payments
  • Disbursement account
  • Bulk salary payments
  • Bulk subsidy distribution

Closed loop wallets

  • Merchant payments
  • Loyalty & rewards
  • Portfolio management
  • Reports & analytics

Loyalty & rewards program

  • Sign-up bonuses
  • Referrals
  • Point accumulation & redemption
  • Cashbacks & promo codes


  • Category based
  • Spend analysis
  • Savings
  • Rule based restrictions


  • Identity proofing
  • AML screening
  • Case management
  • Transaction monitoring


  • Dynamic KYC steps
  • Automated KYC verification
  • KYC rule configurations
  • KYC based activation
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Redefine your digital wallet experience

Transform your business with a mobile money solution offering all the features you need


Multiple transaction options

Let your customers perform multiple transactions with a digital wallet solution ensuring flexibility and convenience.

  • P2P (peer-to-peer) payments
  • P2M (peer-to-merchant) transactions
  • Utility bill payments & airtime top-ups

Varied modes of payments

Offer flexibility with varied payment methods tailored to suit your payment preferences.

  • QR payments
  • Tap & pay transactions
  • Phone number & SMS links

Seamless onboarding and KYC

Ensure effortless onboarding and KYC process ensuring a smooth start to the digital wallet journey.

  • Configurable onboarding process
  • AML/CFT verifications
  • Ongoing monitoring

Build your agent network

Strengthen your agent networks for seamless transactions & expand your financial services effortlessly in every corner.

  • Facilitate cash transactions
  • Setup agent hierarchy
  • Flexible commission model

Workflow management

Enhance efficiency with flexible workflow management to streamline processes for a seamless digital wallet experience.

  • Flexible fee structure
  • Access controls
  • Thresholds & transaction limits


Build next-gen mobile ewallet platform

DGPay+ comes with a cluster of advanced features that will bring promising benefits to your business’s growth that it deserves.



Integrate into your existing systems with an API-driven solution to enhance your financial services.


Lower TCO

A wallet solution supporting micro-service architecture & cloud deployment to lower your TCO.


After-sale support

Get reliable after-sale service - we are here to offer assistance and support whenever you need it.



Extend your reach across platforms, ensure a unified user experience, & maximize user engagement.


Quick to market

Rapidly deploy your wallet to gain a competitive edge with faster implementation & market-ready features.


Digital wallet solution that grows with you!

Your business doesn’t have to face even the slightest of problems when it comes to security and scalability. Our digital wallet platform comes with advanced security features and seamless scalability capabilities to keep your business thriving, growing, and outshining your competition at all times!

Secure platform

GDPR & PCI SSF-compliant solution to ensure safety of sensitive data stored or transmitted.

Multi-currency & multi-tenant

Trade in multi-currencies & operate multiple environments with its multi-tenant capabilities.

Tailored solutions

Rebrand your app by adding your logo & customize the solution as per your business needs.

Seamless integration

Scale your business with seamless integration capabilities for smooth transition & functioning.

Successful implementation of CASHUP app in gambia

Witness how DigiPay.Guru’s mobile money solution helped CASHUP in improving the payment system in Gambia, Africa. We have redefined the financial landscape for CASHUP which can drive financial inclusion and maximize mobile money penetration in the region.

Huge growth potential!

DigiPay.Guru's user-friendly solution holds tremendous growth potential for both customers and businesses in the Gambia, making CASHUP an impressive choice for financial transactions.


Financially excluded Gambian people can now easily access formal financial services with mobile money penetration.

4.22 M

Cellular mobile connections shows increasing mobile penetration in Gambia

1.29 M

Internet users can be directly tapped into for offering mobile money solution in the Gambian market


increase in the mobile wallet transactions can play a vital role in raising awareness and fostering adoption of mobile money.


*based on the stats of 2022



“DigiPay.Guru team helped my team improve mobile money payments in South Africa. They are great to work with and delivered the best solution. We are really happy with the solution and would hire them again for our next project.” —

Essa Tarawally

Operations Manager, Gambia

Flexible deployment models designed just for you!

License model

Get complete control and flexibility! Easily deploy the digital wallet solution within your own infrastructure. Enjoy the benefits of a one-time licensing fee and customize the solution to your specific needs.

SaaS model

Get the SaaS version of the solution with cloud-based wallet-as-a-service. Experience rapid implementation, automatic updates, and cost-efficient scalability, all with no infrastructure maintenance on your end.

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Frequently asked questions

Yes. if you're a bank, fintech, MTO, or telco who wants to launch your own digital wallet platform or enhance your existing operations and services - you can get in touch with us.

Yes. our solution is completely customizable with need-based customization plus configurable options. We also offer white-labeling where you can rebrand your app.

DigiPay.guru offers robust security in their solution by incorporating features like encryption, biometric authentication, and tokenization. We also adhere to security standards in PCI SFF and GDPR to ensure foolproof security.

Yes. our solution comes with various unique features including scheduled payments, split payments, and bill payments. Schedule payments help with recurring expenses and subscriptions whereas spit and bill payments help with splitting bills and paying bills individually.

Yes, we have curated our digital wallet solution while keeping customer-centricity in mind. It is easy to operate and navigate and gives a seamless digital payment experience.

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