Branchless banking made simple
Provide banking services anywhere to your banked and unbanked customers and extend your banking network with our reliable and cost-effective agent banking solution.
- Low acquisition cost
- Upsell other banking products
- Amplify number of transactions
- Increased customer stickiness
Everything your bank can do
Get a plethora of benefits for your bank and provide the best branchless banking services.
Boost financial inclusion
Extend your services to far and remote rural geographical areas with very little to no banking availability and be one of the earliest ones to boost financial inclusion there. Also, provide banking to not just banked, but also to unbanked and unregistered customers.
- Ability to reach smallest and remotest rural areas
- Delivers financial services to even unbanked customers
Enhance your customers’ experience
Provide your customers, even the ones living in the farthest of locations with easy accessibility to all of your banking services. Also, the customers who are nearby but do not have the time and means to visit the local branch can avail of your services.
- Ability to easily access all services
- More flexibility and convenience for existing customers
Reduce your operational costs & boost your revenues
Your business revenues will increase with the reduction in operational costs due to branchless banking and more customer intake. Along with that, save costs of new branches with agency banking and instead, create a strong network of agents.
- Branchless banking
- Performance-based commission for agents
Increase revenue streams for banks & agents
An expanding customer base means an increase in the number of revenue streams for your bank. Agents also get more opportunities for earning income with the expansion in different locations due to branchless banking services to everyone, everywhere.
- Expand customer base
- Create more opportunities for agents
Key use cases for your banking services
Opening an account
- Customer onboarding
- KYC management
Cash services
- Cash deposit
- Cash withdrawal
Transfer funds
- To own account
- To another bank account
- To third party wallet
Add-ons
- Balance inquiry
- Mini statement
- Cheque book request
- Statement request
Top-up
- Airtime top-up
- Digital TV top-up
- Stored value card top-up
- Prepaid electricity
Bill payments
- Power bill payment
- Tax payment
- Gas bill
- Mobile postpaid
High-Level Architecture to Encourage Financial Inclusion
Our Adaptable digital payment platform is sculpted with the ambition of increasing financial inclusion & boosting economic development by empowering Banks, FinTech companies, and Financial services providers with our Agency Banking Solutions.
Best standard we follow
We follow only the best practices to cater to the biggest Tier 1 and Tier 2 banks with our reliable agency banking solution.
Simplified agent hierarchy management
Take your banking services to your customer's doorstep by converting local shops into agency banking centers. Engage our reliable agency banking solution with your bank to simplify agent hierarchy management. You can manage a successful agent network, expand your customer base in rural areas, onboard new agents easily, and more.
- Offer unlimited agent hierarchies
- Reduce acquisition cost
- Scale your network quickly
- Easily maintain float and liquidity
Business rule engine
Empowering banks to make accurate yet faster decisions with our smart business rule engine that are dynamic and not static. Easily execute one or more business rules in runtime and enable profiling and segmenting of customers for banking products. Get agility to keep up with the evolving regulations and changing market conditions.
- Transaction Rules
- Compliance Rules
- Service Accessibility Rules
- Notification Rules
Benefits your Business will Secure with Our Solution
Our solution offers optimistic benefits to your bank due to its advanced modules created with all the latest technologies for you to provide the best banking experience.
DigiPay.Guru’s success over the years
Over the years, DigiPay.Guru has successfully delivered several customized and top-notch digital wallet solutions for its clients. You can get a glimpse of a few of those works here.
DigiPay.Guru has provided a dynamic e-wallet feature solution to its South African client
Coincidently, our client has the same name as ours. The only similarity that he lacks in the name is “.guru”. Our client “DigiPay” is a leading e-wallet service provider in South Africa Ivory Coast backed by Digital Afrique Telecom (DAT).
South Africa
DigiPay.Guru provides a feature-rich digital wallet solution to its Bahamas-based client
Alliance Mobile Solutions is a FinTech startup based in the Bahamas. It aims to offer utmost ease and convenience in person-to-person transfer, bill payments, and merchant payment services via a robust mobile wallet solution.
BahamasLook through your eyes of insight to our insightful thoughts
DigiPay.Guru is born to simplify financial transactions. We love discussing the latest FinTech Solutions. We write regular blogs where we cover insightful topics with our insightful thoughts to cater you with imperative informations.
