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Launch Future-Ready Financial Services in Kenya With DigiPay.Guru

Kenya stands as Africa’s fintech pioneer of groundbreaking innovations like M-Pesa and a vibrant digital finance ecosystem. DigiPay.Guru helps you lead this transformation with secure, compliant, and modular fintech solutions designed for Kenya’s regulatory and market realities.

Our API-first, white-label platform enables banks, fintechs, and MFIs to launch digital wallets, prepaid cards, cross-border remittances, and eKYC systems in record time without the heavy cost or delay of building in-house. At every stage of your business, we help you deliver trusted digital financial services and advance Kenya’s cashless economy vision.

Our foundation and growth

Our foundation and growth
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Kenya: Africa’s Pioneer in Digital Payments and Financial Inclusion

Kenya’s mobile-first ecosystem and agent network power digital finance growth, which makes it a hotspot for scalable fintech solutions and payment innovation.

$14.54B

digital payments market by 2028

KES 725B

Average monthly mobile money transaction value

53 %

Mobile money’s share of Kenya’s GDP via agent transactions

Launch Digital Payment Solutions in Kenya That Empower Financial Innovation

DigiPay.Guru empowers Kenya’s banks, fintechs, and telcos with compliant, modular payment solutions that simplify operations, accelerate innovation, and scale financial services efficiently.

eWallet Solutions in Kenya

Launch branded eWallets that let users send, receive, and store funds quickly & securely while integrating with Kenya’s leading mobile money operators and banking APIs.

  • Interoperable with reliable mobile operators
  • CBK-compliant with AML/CFT safeguards
  • Supports P2P, bill pay, merchant payments & loyalty programs
Learn more

International Remittance Solutions in Kenya

Facilitate cross-border remittances from Kenyan diaspora communities to local wallets and bank accounts with secure transfers, competitive FX, smart routing, and compliant handling.

  • Seamless integrations with global remittance partners
  • Multi-currency transactions and smart FX routing
  • Real-time settlement and AML compliance
Learn more

Prepaid Card Solutions in Kenya

Launch virtual and physical prepaid cards linked to eWallets, thereby enabling cashless payments, instant issuance, and compliant financial inclusion for consumers in Kenya.

  • Contactless, secure, and seamless payments
  • Instant issuance & card lifecycle management
  • Enables salary, rewards, and gig worker payouts
Learn more

Merchant Acquiring Solution in Kenya

Empower Kenyan merchants to accept seamless POS, QR, and tap-to-phone payments with real-time settlements, analytics, and reconciliation tools for Kenya’s growing digital economy.

  • Enables POS, QR-code & tap-to-phone transactions
  • Real-time settlements & automated reconciliation
  • Ideal for formal & informal businesses
Learn more

eKYC Solution in Kenya

Simplify customer onboarding through AI-driven identity verification, biometric checks, and AML/KYC compliance to ensure faster, paperless, and fully compliant digital onboarding across Kenya.

  • Face, document, and biometric verification
  • Fully compliant with CBK and Data Protection Act (2019)
  • Paperless registration and instant account activation
Learn more

Agency Banking Solution in Kenya

Expand reach across Kenya’s unbanked and rural regions through agent-led banking that supports deposits, withdrawals, transfers, and bill payments with real-time monitoring and compliance.

  • Supports deposits, withdrawals, and bill payments
  • Secure agent management and real-time reporting
  • Enhances access and boosts customer loyalty
Learn more

Your Trusted Technology Partner for Kenya’s Digital Payment Future

DigiPay.Guru combines global fintech expertise with Kenya’s regulatory landscape, while helping financial institutions launch compliant, scalable, and future-ready digital payment solutions that accelerate innovation and financial inclusion.

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Modular & Scalable

Easily expand your financial services across Kenya with DigiPay.Guru’s modular architecture that adapts to market needs while maintaining compliance and seamless performance.

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Fast to Market

Pre-built fintech modules enable banks and fintechs in Kenya to launch new digital services in weeks, while ensuring faster innovation and competitive advantage.

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Security-First

Our PCI-SSF, SOC 2, and ISO-certified infrastructure ensures robust data protection, AML compliance, and secure transactions for every customer interaction across Kenya.

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Plug & Play APIs

Seamlessly integrate with banks, telcos, and payment gateways through flexible APIs designed to simplify operations and accelerate fintech innovation across Kenya’s ecosystem.

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Cost-Efficient

Leverage DigiPay.Guru’s cloud-native infrastructure to minimize operational expenses, reduce development time, and maximize profitability while scaling digital services across Kenya.

Launch Secure and Scalable Digital Payments Solutions Across Kenya

Schedule Your Strategy Call
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Frequently asked questions

Kenya’s digital payment ecosystem is built on mobile money, digital wallets, and bank integrations, led by M-Pesa, Airtel Money, and T-Kash, thereby enabling fast and secure transactions nationwide.

A fintech company in Kenya leverages financial technology to provide digital banking, payment, remittance, or lending solutions that enhance convenience and inclusion.

Kenya’s fintech industry continues to grow rapidly, valued at over $1.2 billion and serving more than 38 million mobile money users.

Over 400 fintech companies operate in Kenya, many under the Fintech Association of Kenya (FAK), covering payments, lending, and wealth management.

M-Pesa remains Kenya’s most dominant fintech platform, processing over 70% of mobile payments, followed by Airtel Money and T-Kash.

Digital payments enhance transparency, reduce cash handling, and contribute to GDP growth by empowering SMEs and driving inclusion.

By offering mobile wallets, agent banking, and instant onboarding, fintechs bridge the gap between the banked and unbanked populations.

The CBK regulates payment systems, ensuring AML compliance, data security, and fair financial practices.

Remittances boost liquidity, support local economies, and integrate global payment networks with Kenya’s mobile money infrastructure.

Look through your eyes of insight to our insightful thoughts

DigiPay.Guru is born to simplify financial transactions. We love discussing the latest finTech solutions. We write regular blogs where we cover insightful topics with our insightful thoughts to cater you with imperative informations.