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Accelerate the Papua New Guinea Fintech Industry with Modern Payment Infrastructure

Papua New Guinea is steadily moving toward digital financial services as institutions expand access beyond traditional branches and customers increasingly adopt mobile-led channels. Banks, fintechs, and NBFCs now need secure, scalable infrastructure to support digital wallets, mobile payments, merchant acceptance, and compliant onboarding.

DigiPay.Guru enables digital payment solutions for Papua New Guinea institutions to launch faster, covering eWallet platforms, eKYC, prepaid cards, and cross-border remittance, built for reliability, integration readiness, and long-term growth.

Our foundation and growth

Our foundation and growth
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Papua New Guinea’s Fintech and Digital Payments Landscape

The Papua New Guinea fintech industry is accelerating as institutions modernize their mobile banking, digital wallets, and payment acceptance, thereby making scalable digital payment solutions critical for growth.

100.5+ mn

Digital payment transactions processed as of 2025

5.21 mn

Mobile penetration in late 2025

4.3+ mn

Bank accounts in PNG as of 2025

Advanced Digital Payment Solutions in Papua New Guinea, Built for Scale and Compliance

As your fintech solution partner in Papua New Guinea, DigiPay.Guru helps you deploy mobile money, merchant payments, eKYC onboarding, prepaid cards, and international transfers fast.

eWallet Solutions in Papua New Guinea

Launch a secure eWallet in Papua New Guinea with your brand, supporting P2P transfers, bill payments, merchant QR, and agent-led services, built for growth, adoption, and control.

  • P2P transfers, bill pay, wallet-to-wallet flows
  • Merchant QR payments with real-time visibility
  • Agent-assisted cash-in/cash-out journeys
Learn more

International Money Transfer Solutions in Papua New Guinea

Offer secure international money transfer in Papua New Guinea with compliant workflows, faster processing, and seamless customer experiences, thereby supporting inbound and outbound remittances via flexible partner integrations.

  • AML-ready controls and audit-friendly logs
  • Configurable fees, FX, limits, payout rules
  • Partner APIs for remittance connectivity
Learn more

Prepaid Card Solutions in Papua New Guinea

Launch prepaid cards in Papua New Guinea for consumers, payroll, or business use, integrated with wallets and accounts, with configurable controls, lifecycle management, and compliance-friendly monitoring.

  • Card issuance, activation, blocking, and replacements
  • Spend controls, limits, and channel restrictions
  • Wallet-linked prepaid programs for adoption
Learn more

Merchant Acquiring Solutions in Papua New Guinea

Expand merchant acceptance with acquiring infrastructure that enables QR and merchant payments, faster settlements, and real-time transaction visibility, while helping you grow digital commerce across Papua New Guinea.

  • Merchant onboarding with pricing and controls
  • Settlement automation and reconciliation reports
  • Dispute visibility and merchant performance dashboards
Learn more

eKYC & Digital Onboarding in Papua New Guinea

Deploy an enterprise eKYC solution in Papua New Guinea to onboard customers faster, reduce manual errors, and strengthen compliance through configurable digital journeys, verification checks, and risk-based workflows.

  • Digital onboarding with configurable KYC journeys
  • Role-based review, approvals, and exception handling
  • Compliance reporting and audit-ready records
Learn more

Agency Banking Solutions in Papua New Guinea

Expand branchless banking in Papua New Guinea by enabling agent-led services for cash-in/cash-out, customer onboarding, and assisted transactions, thereby helping you reach underserved areas with secure controls.

  • Agent onboarding, roles, commissions, and monitoring
  • Cash-in/cash-out and assisted transactions
  • Geo-based controls, limits, and audit logs
Learn more

Why Choose DigiPay.Guru as Your Fintech Solution Partner in Papua New Guinea

From modular rollout to compliance-first architecture, DigiPay.Guru helps PNG financial institutions launch faster, reduce operational risk, and scale digital payments with future-ready APIs.

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Modular & Scalable

You launch modules in phases and expand without rework, ensuring your digital payment solutions in Papua New Guinea remain flexible as products, channels, and volumes scale.

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Fast to Market

You reduce launch timelines using ready APIs, tested components, and streamlined onboarding journeys, which helps you deliver digital financial services that Papua New Guinea customers adopt quickly.

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Security-First Architecture

You strengthen compliance and fraud prevention through secure workflows, approvals, and traceable logs, thereby ensuring trusted mobile payment in Papua New Guinea at enterprise scale.

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Flexible API Integration

You integrate easily with core banking, switches, merchant systems, and partners using flexible APIs. This enables electronic payment solutions for Papua New Guinea institutions to connect quickly.

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Cost-Efficient Deployment

You reduce technology costs with a configurable platform that minimizes custom development while helping banks and NBFCs scale fintech in Papua New Guinea efficiently.

Build a modern fintech platform in Papua New Guinea with DigiPay.Guru: modular, compliant, and scalable.

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Frequently asked questions

Papua New Guinea’s core digital payments infrastructure is the Retail Electronic Payments System (REPS), which includes a National Switch operated by the Bank of Papua New Guinea. REPS supports retail electronic payments by connecting member institutions to enable interoperable payment processing at a national level.

Fintech in Papua New Guinea refers to using technology to deliver financial services—such as digital wallets, mobile payments, digital onboarding (eKYC), merchant payments, and remittances. For banks and financial institutions, fintech enables faster service delivery, lower cash-handling costs, and broader reach through branchless and mobile-first channels.

Digital payments reduce dependence on cash, improve transparency, and support faster transactions across retail and business activity. This is visible in system-level traction, REPS has processed 100.5+ million transactions valued at K17.5 billion (to Oct 2025), which indicates growing digitisation of everyday payments and transfers.

Fintech drives financial inclusion by enabling branchless banking, agent-led services, and mobile wallet access, especially in regions with limited bank branch reach. Digital onboarding, wallets, and mobile money services help institutions reach underserved customers with lower operating costs and scalable distribution models.

The Bank of Papua New Guinea (BPNG) is responsible for developing and maintaining a sound payments ecosystem. It operates and oversees national payment infrastructure like REPS and the National Switch, and enforces payment system frameworks such as the National Payments System Act 2013.

International remittances are accelerating demand for digitised, trackable, and compliant transfer rails, especially for faster payouts and improved transparency. Globally, remittance corridors increasingly use mobile and digital channels; in Pacific contexts, studies highlight the need for fintech-enabled remittance pathways to improve efficiency and inclusion.

What Our Clients Say About Us

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“With DigiPay.Guru, we launched a compliant, scalable wallet solution quickly and confidently. Their modular platform, smooth setup, and proactive support made all the difference. They’ve been a reliable partner throughout the journey, and we strongly recommend them to any fintech seeking speed, security, and flexibility.”

Elvin Eldić

Managing Director

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DigiPay.Guru helped us significantly improve mobile money payments in South Africa. Their team was professional, collaborative, and consistently delivered high-quality work. We’re extremely satisfied with the solution, with the results, and the overall experience. We would absolutely partner with them again for future projects.

Essa Tarawally

Operations Manager, Gambia

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Look through your eyes of insight to our insightful thoughts

DigiPay.Guru is born to simplify financial transactions. We love discussing the latest finTech solutions. We write regular blogs where we cover insightful topics with our insightful thoughts to cater you with imperative informations.