Offer payment acceptance across various industries

As a bank/fintech, you can cater to varied sectors with our robust merchant-acquiring solution and enjoy the benefits of growth & success.

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Retail stores

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Restaurants & cafes

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Hospitality

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Healthcare

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Entertainment & events

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Travel & transportation

Give more payment options to drive more business

QR payments

Empower merchants to accept seamless QR code payments while offering a secure, & convenient transaction experience.

  • Secure payments
  • Instant transactions
  • Frictionless checkout 
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Tap to phone

Enable seamless ‘tap to phone’ payment acceptance for your merchants! And enhance transaction speed and customer convenience.

  • One-click transactions
  • Contactless payments 
  • Enhanced payment experience
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Invoice payments

Make receiving payments effortless for merchants with invoice payments. Streamline billing processes and boost revenues!

  • Enhanced payment tracking
  • Automated payment handling
  • Seamless invoice management
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Merchant settlements

Offer effortless merchant settlements! And ensure a timely & seamless payment processing for merchants.

  • Timely payment processing
  • Accurate transaction reconciliation
  • Automated settlements management

MERCHANT ACQUIRING SOLUTION

Enhancing payment acceptance, a one step further

Payment link

Empower merchants with customizable payment links to facilitate easy and secure online payment acceptance.

  • Email/SMS links 
  • Secure online payments

Online checkout

Efficient online checkout to simplify transactions for merchants to improve customer experience & maximize sales potential.

  • Boosted sales
  • Customizable checkout options

Easy integration

Seamlessly integrate your existing systems! And simplify and enhance operational efficiency for your merchants.

  • Plug-and-play functionality
  • Quick setup and configuration
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Stay secure and compliant at every step

  • PCI SSF compliant
  • Periodic SAST,DAST,SCA scans
  • Anomaly detections/prevention
  • Strong authentication
  • Straightforward authorization rules
  • Advanced encryption algorithm
  • Periodic web pentesting

Take complete control of your solution with a license model

Easily deploy the merchant acquiring solution within your own infrastructure. Enjoy the benefits of a one-time licensing fee and customize the solution to your specific needs.

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Your perfect merchant acquiring solutions partner: DigiPay.Guru

Your reliable merchant acquiring solution, tailored to your business needs. Leverage unmatched expertise & security to drive your business growth and success.

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White-label solution

Integrate seamlessly with a white-label solution for consistent branding & robust payment capabilities.

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Scalable infrastructure

Expand effortlessly with scalable merchant acquiring solution, built to adapt to your growth.

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Support & partner enablement

Maximize success with comprehensive merchant support & enablement to access full platform value

Boost revenue by offering seamless payment acceptance

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Frequently asked questions

DigiPay.Guru’s Merchant Acquiring Solution is a white-label platform that enables banks and fintechs to onboard merchants, offer multi-channel payment acceptance, manage settlements, and scale their acquiring business with strong compliance and built-in security. It helps you launch or modernize your entire merchant acceptance ecosystem faster.

A merchant acquirer is a financial institution or PSP that enables businesses to accept digital payments. It handles the authorization, processing, settlement, and reconciliation of transactions that merchants receive through various payment methods.

They make it possible for merchants to accept digital payments securely and reliably. Merchant acquirers provide the backend infrastructure, settlement support, and technology that ensure payments reach the business quickly, accurately, and with full compliance.

Merchant acquiring involves onboarding a merchant, enabling their payment acceptance channels, authorizing customer transactions through issuers/networks, and settling the funds into the merchant's account. The acquirer also handles reconciliation, chargebacks, and risk monitoring.

Banks and fintechs like yours should look for a partner with strong compliance, multi-channel acceptance, fast onboarding, reliable settlement, and scalable infrastructure. The acquirer should also offer automation, flexible integration, and support for diverse merchant segments.

Yes. Modern acquirers provide onboarding workflows, dashboards, settlement modules, QR/tap-to-phone tools, invoicing, online checkout, reporting, and fraud management systems. DigiPay.Guru provides all these capabilities in a ready-to-deploy, white-label platform.

DigiPay.Guru’s merchant acquiring solution is extremely secure. The platform is built with enterprise-grade security. It follows PCI SSF standards, regular SAST/DAST scans, strong authentication, data encryption, anomaly detection, and periodic penetration testing. This ensures secure transactions for both merchants and end customers.

For merchant acquiring, DigiPay.Guru supports QR payments, tap-to-phone acceptance, invoice-based payments, online checkout, and payment links. Banks and fintechs like yours can offer these channels to merchants across retail, hospitality, healthcare, travel, and service-based industries.

The fund settlement frequency depends on the acquiring bank or fintech’s policy. DigiPay.Guru’s merchant acquiring platform supports automated and configurable settlement cycles like daily, intraday, or custom while ensuring faster and transparent payouts to merchants.

Yes. Merchants can switch acquirers if the new provider offers better pricing, technology, or settlement terms. DigiPay.Guru supports seamless migrations by helping banks and PSPs onboard and manage merchants with minimal disruption.

Fees associated with merchant acquiring typically include MDR (Merchant Discount Rate), service fees, chargeback fees, and optional value-added service charges depending on the acquirer. DigiPay.Guru’s role is to enable acquirers to structure these fees transparently and manage them efficiently.

Yes. Any entity handling payment data must follow PCI-DSS requirements. DigiPay.Guru ensures acquirers operate within a secure, compliant environment that meets industry standards, thereby reducing operational and regulatory risk.

The platform offers digital onboarding with KYC capture, document upload, automated verification flows, merchant profiling, approval dashboards, and risk checks. This enables partners to onboard merchants quickly and at scale while maintaining compliance.

Deployment timelines depend on required integrations and customizations. However, banks and fintechs typically go live within a few weeks because the platform is pre-built, modular, and ready for white-label implementation.

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