
Transaction Processing System (TPS) in Modern Fintech: Speed, Security, and Scalability
Behind every successful payment, QR code tap, or wallet recharge is an invisible but critical engine: the Transaction Processing Systems (TPS). If you’re building digital banking, mobile money, or a fintech platform of any kind, you can’t afford to…

Merchant-Initiated Transaction (MIT), and Why is it Considered Low Risk?
Almost every bank and fintech today faces the same challenge: how do you reduce fraud risk while giving merchants and customers faster & smoother payment experiences? One answer lies in a payment type you may not give much thought to: the Merchant…

Electronic Remittance Advice (ERA) used in Cross-Border Payments
One of the hardest parts of running cross-border remittances is not moving the money, but it’s explaining how you do it. The common hurdles include: When a payment arrives, the recipient cannot see which invoice it clears. When a family transfer…

DigiPay.Guru Enhances Merchant Module with New Dispute Management Feature
At DigiPay.Guru, we’re committed to strengthening every part of the digital payments ecosystem. After enhancing our Agent Module recently, we’re now turning our focus to merchants, who play a critical role in driving digital adoption and cashless…

Enabling Effortless Global Disbursements: DigiPay.Guru Announces Strategic Partnership with Magmasend
January 2025 — [Abidjan, West Africa] — DigiPay.Guru, a leading provider of international remittance and payment solutions for banks, fintechs, and financial institutions, announced a strategic partnership with Magmasend, a global payouts enabler, to…

Exploring NFC and QR code payments: The future of E-Wallet transactions
The global ewallet market is expected to reach $590 bn by 2032! With such a rise in the eWallet market, customer demand for eWallet transactions is increasing. They need the utmost convenience in making payments. Hence, the need for varied payment…

Prepaid Cards Vs Digital Wallets: A Perfect Match?
The global digital payments market is projected to reach between $137 billion and $170 billion in 2025. This is proof that the way people pay, get paid, and manage money is transforming at an extraordinary speed. In just a few decades, we’ve moved…

SACCO: Benefits, How They Work, and Impact of Digitization
Are you a business aiming to drive financial inclusion, increase customer base, or boost profits? If yes, SACCOs can be your strategic partner! But the problem is, Savings and Credit Cooperative Organizations (SACCOs) are one of the most overlooked…

Pros and Cons of Issuing Prepaid Cards to Businesses
By 2028, digital prepaid card transactions are projected to hit $3.98 trillion! This isn’t just explosive growth, it’s a clear signal: prepaid cards are becoming the future of business payments. Many businesses today are looking for alternatives to…