How Scan & Thru solutions are redefining the shopping experience at retail stores?
Today, we live in a world where our lives have become fast-paced. We don’t like to wait even for a few minutes. Due to this, we are witnessing the rise of online shopping, where customers can buy items in a jiffy without waiting in long queues. And…
What are sub-wallets? Why do your customers need one?
Digital wallets have become an essential part of our daily lives. And their popularity can be attributed to the increased use of mobile devices, the increase in online transactions, and the rise of the e-commerce industry. And obviously, COVID-19 has…
How FinTechs are combating fraud and enhancing their user satisfaction
Digital transformation has taken a giant leap during the past few years. The COVID-19 pandemic made cashless and contactless payments the need of the hour, resulting in the increased demand for digital payments and other fintech services. The…
How biometric technology is enhancing the ease and security of digital payments?
When it comes to the matter of money, transactions, and finance, security is always paramount. There has been an extensive adoption of security measures to ensure that no fraudulent activity takes place. For example, bank representatives ask us for…
Top 9 digital payment trends in 2023
Economics, money, and the way we make payments have undergone several changes since the time of the Stone Age. In a sense all these are key indicators of our progress as a species. The primitive methods indicated our primitive way of living…
The role of ISO20022 in real-time payments
The financial industry and its transactions revolve around payments. And fintech revolution has increased the need for real-time electronic payments thereby leading to the emergence of ISO protocols for real-time payments. According to a study by…
How Do Online Payments via Digital Wallet Work?
Today, the world has become digital. Our daily life cannot function without digital stuff around us. The most popular digital advancements are the internet and smartphones. Its usage has increased so much that the majority of the world's population…
The rise of fintech: Top 6 fintech solutions transforming the banking industry
Digital and technological advancements marked the beginning of the use of technology for finance management. In 1967, the introduction of an ATM by Barclays was a step towards justifying it. As a result, the word “financial technology” (fintech) came…
How are virtual cards becoming a secure and convenient backbone for businesses?
With digitalization, digital payments are increasing rapidly, resulting in a widespread adaptation of the current digital environment. One such adaptation is the rise of virtual cards. According to a study by Allied Market Research, the global…
Why QR codes are becoming omnipresent in the digital payment industry
The world of digital payments is changing. People are shifting towards simple and automatic payment processes. The QR payment technology is making lives easy for customers, businesses, banks, and financial institutes. You can find a QR code…
Everything a online payment service provider should know about schedule payment
There’s no denying that digital wallets have completely taken over the payments system. From vegetable vendors to 5-star hotels, digital payments have gone mainstream for all. A study by Statista says that the total transaction value in the Digital…
Does your business need fintech solutions? Find out
JPMorgan Chase, a leading financial services company, took the world by storm when it announced that the company is hiring 40,000 technologists and allocating a $9 billion technology budget. Before fintech (Financial Technology) became mainstream…
Closed-Loop Payment System: Why Adopt? Why Implement?
A closed-loop mobile payments system is a mode of electronic payment which involves the use of a closed-loop card. But what is a closed-loop card? A closed-loop card is an eCard that a user can utilize to buy products or services from one single…
How cloud technology can future-proof digital payments
Online shopping is no longer the only place where digital payments are accepted. Even in offline stores, customers can make digital payments as it has steadily increased over the past few years. Even simple money transfers between two parties using…
How can online payment solutions help small businesses thrive?
An enterprise or a startup, online payment solutions are essential for any business. Making online payments is extremely convenient for everybody hence there is no reason why your business shouldn’t keep up with this trend. Especially for small…
Four pillars of the digital-first bank in 2025
Everything in people’s lives is more convenient than ever. Everything is easy, instant, and seamless, from booking flights, planning a holiday to quick online shopping. The real-time, smart digital services are delivered daily through their…
Core strategies to build an effective digital wallet solution for your business
In today’s digital era, people demand the freedom to purchase anything from anywhere without having to carry cash in their pockets. With the emergence of smartphones, faster internet connection, and mobile banking, technology is evolving towards…
Spotlighting opportunities and challenges of doing mobile money business in Middle East
Technological advancement and the availability of the Internet of Things have brought a revolution in the banking and finance sectors. As one-third of the world’s population is connected to the Internet with more than 700 million mobile connections…
Unique features for the digital wallet solution to enhance your customer experience
The popularity of digital payments and the convergence of innovative technologies play a significant role in digital wallet development. Mobile phone is a major driver of this fundamental shift in customer experience. Your customer has switched their…
Strengthening data and payment processing security with Tokenization Technology
A secure financial system is one that does what it is supposed to. And it is supposed to empower all stakeholders and ensure a secure and seamless environment for digital payments. Tokenization is a modern and trusted technology in the digital…
International Money Transfer Dominates the Digital Landscape
Remittances are monetary lifelines that allow certain overseas individuals to send money to their near and dear ones who live in their native country. Cross-border remittances flows are crucial to many families as well as countries. Traditionally…
How Digital Wallets Solution Can Help in Creating Future of Digital Banking
Digitization is starting to pick up and gather pace among all sectors, promoting no-contact transactions, which raises the demand for digital banking services. As all small and large businesses and e-commerce businesses are keen to accept digital…
DigiPay.Guru – A year to remember 2021
Even as the world coped with putting 2020 behind, the second wave of the pandemic and the Omicron scare have concluded 2021. However, 2021 has been the most incredible year to remember for the Indian Tech Industry and the start-up ecosystem. From…
Buy Now Pay Later: The Model Changing the Way Credit Works
AfterPay, Klarna, Affirm, and more are garnering a lot of press value in recent times as consumers show aversion towards debt accumulation. Let the number talk about the in-focus buzz of the Buy Now Pay Later app in and around the FinTech solutions.…
Impact of Mobile Money on Sub-Saharan Africa
Even though the world is transforming digitally, there are still areas that are untapped and untouched. Some of the developing countries are still at the growth stage of modern reforms such as Fintech, mobile money, etc. According to UBS, almost 1…
How retail stores can offer an online shopping experience with mPOS solutions?
We are living in a digital age where convenience, rich shopping experience, and faster transactions have become a norm. eCommerce sites and applications powered by fast and secure payment solutions are majorly responsible for bringing this digital…
How DigiPay.guru helps Fuel Retailers to acquire new clients & retain the existing ones?
Customer acquisition and retention are two of the most difficult things to achieve for any business. Especially, in the current times when the competition is so cut-throat. Like every other business, fuel retailers also face this very problem. The…
Everything you need to know about Neobank
Neo Banks have emerged as the latest buzzword in the FinTech industry. It has taken the entire FinTech industry by storm. In a way, it’s redefining the banking sector at once by showing what the possible future of banking could look like. But what…
Digitizing Government-to-Person Payments: Opportunities, Benefits, and Challenges
A massive number of 100 million poor people across the world receive government-to-person (G2P) payment. This huge number in itself shows how important G2P payments are especially for the poor segment of the world population. G2P payments which are…
The FinTech boom in Latin America: Stats, Trends, and Future Opportunities
FinTech or Financial Technology has been a game-changer for the payment industry. Over the years, it has successfully transformed the payment industry’s offerings and customer-experience for good. FinTech has satisfied the growing populations of…
DigiPay.guru celebrates its team expansion event in a grand style
DigiPay.guru has celebrated its team expansion event in splendid style. All the members of the DigiPay.guru family had decided to make it memorable by organising a grand event. They took part in the fun and team-building activities of this event…
5 Tips on Making the Digital Payments More Effective and User Friendly for your Customers
Digital payment technologies have evolved tremendously over the past few years and will continue to do so as the pandemic transforms how people do business. A recent Rapyd survey reveals that 60% of consumers will be using digital and cashless…
How contactless payments are becoming the “new normal” for the retail industry?
The COVID-19 pandemic has majorly affected all our lives. Use of masks, sanitizers, and following social distancing protocols has become part of our daily lives. Even the businesses have adopted social distancing norms to survive in these dire times.…
How Telcos can unlock new business opportunities with mobile wallets?
We all remember those childhood days when landlines and mobile phones used to be a big deal. The technology which enabled us to talk with our friends and loved ones anywhere and anytime was perceived as a huge upgrade from writing letters that would…
What do you need to know about Electronic Payment Systems?
The need for electronic payment systems has grown dramatically after the inception of online shopping and eCommerce websites. The E-payment system made it convenient for the customer to pay for anything at any time. This convenience has created…
How mobile wallets boost financial inclusion
An average privileged person enjoys several banking instruments like depositing/withdrawing money in a savings account, using ATM facilities and making digital transactions at grocery stores & mall, and many more. However, not everyone around the…
Why eWallets are more popular in developing countries
eWallets services have been quite popular in developed countries like the US for almost the last 20 years. However, they have slowly started to gain popularity in the developing countries which are 2 decades behind the developed countries in terms of…
How payments can combat coronavirus pandemic and help the world to adapt
The coronavirus pandemic has impacted several facets of our lives like never before. The pandemic has literally halted most of the human activities for weeks. The current situation is unprecedented for a globalised world whose economy depends so much…
What is mobile money and how can it increase revenue and customer satisfaction?
Today’s consumer demands a top-notch convenience, speed, and a wider-range of choices on how they can manage all their transactions and payments. Such high demand from the customers coupled with cut-throat competition makes it extremely difficult for…
Mobile money and FinTech success stories of Africa
Africa is a global leader when it comes to mobile money. Over the years, it has become an inevitable part of Africa’s financial services landscape. Since the past decades, the mobile network operators (MNOs) have dominated the mobile money services i…
Everything you need to know about QR Code Payments
I precisely remember the first time when I saw a QR code. I thought that it was just a fancier version of a barcode. Later on, I was pleasantly surprised to see how different and advanced this technology turned out to be. Today, we all are well…
How cashless fuel payment is dominating the fuel retail industry
Cashless transactions and digital payments have become more prominent than ever. Its top-notch convenience, speed, and various other benefits have attracted many users and merchants across the industry verticals. Fuel retail is one such industry…