
Mobile money adoption strategies for start-ups in emerging markets
“Why Mobile Money Is the Fastest Adoption Channel in Emerging Markets?” For African fintech CEOs and CTOs, this is not a theoretical question. It shows up in your transaction data. If you are focusing on fintech inclusion in an emerging market…

How Telcos Can Unlock New Business Opportunities With Mobile Wallets?
More than 4.5 billion people worldwide have been using mobile wallets as of 2025! This represents over half of the global population, thereby pointing to the rapid adoption of mobile financial services. This shift also shows that consumers no longer…

How Ethiopian banks are Leveraging Mobile Money for Financial Growth
More than half of Ethiopian adults still do not use a formal bank account, even as mobile-based financial services continue to expand across the country. That gap explains why mobile money matters to you as a bank leader. Growth in Ethiopia is no…

What are sub-wallets? Why do your customers need one?
With digital wallets becoming the norm of online payments, it has changed how your customers handle money. And your customers want more control, more clarity, and more flexibility in how they manage their finances. They don’t want a single bucket of…

Understanding Split Payments: Meaning, Examples, and Use Cases
As digital payments evolve, customers now expect speed, flexibility, and convenience, even when it comes to shared transactions. Whether it’s friends splitting a restaurant bill, riders sharing a fare, or families dividing household expenses, users…

Build a Mobile Wallet App: From Idea to Launch
Across the financial world, one thing is clear: customers now expect their money to move as fast as their messages. And traditional banking or payment channels can’t keep up with that pace. But mobile wallet apps can. And that's why they’ve become…

How Mobile Money Drives Financial Inclusion in Uganda
Uganda has quietly become a global success story in digital finance. With over 35 million registered mobile money accounts, mobile wallets in Uganda now serve more people than traditional banks. In fact, mobile money transactions account for over 50…

Uganda vs Kenya: A Mobile Money Growth Comparison
If you're a bank, fintech, or financial institution eyeing East Africa, there's one question worth asking: how did mobile money become the backbone of finance in Uganda and Kenya? The answer is more than a timeline—it's a strategic case study on two…

Mobile Money vs Mobile Banking: Key Insights by DigiPay.Guru
The rules of engagement in financial services are changing. Fast. If you're building for scale, inclusion, or digital-first experiences, you’re likely weighing one big decision: mobile money vs. mobile banking. And here’s the reality—it’s not just…