Launch Faster, Stay Compliant, and Scale Smarter in Ghana’s Digital Economy
DigiPay.Guru empowers financial institutions across Ghana to deliver scalable, compliant, and secure fintech solutions that meet the country’s evolving digital finance needs. Our modular, white-label platform enables you to launch e-wallets, cross-border remittances, prepaid cards, and merchant acquiring services in record time.
With API-first integration, regulatory alignment, and multi-channel interoperability, we help you connect with banks, mobile money operators, and agents. Accelerate your journey toward a cashless economy with DigiPay.Guru’s digital payment solutions, built to transform financial inclusion and strengthen Ghana’s fintech ecosystem.
Our foundation and growth
Ghana: One of Africa’s Fastest-Growing Fintech Markets
Over 55% of Ghana’s adults actively use mobile money, while digital transactions exceed 100 billion GHS annually, thereby reflecting a massive shift toward cashless adoption.
total transaction value in the digital payments market in 2025
mobile money customers growth in 2025
of all financial transactions in Ghana are digital payments
One Platform. Every Digital Financial Service You Need in Ghana.
DigiPay.Guru helps financial institutions, fintechs, and telcos in Ghana build, launch, and scale digital financial services, covering wallets, remittances, cards, and eKYC, while staying fully compliant.
eWallet Solution in Ghana
Launch secure & interoperable digital wallets that enable seamless P2P transfers, bill payments, and merchant transactions while ensuring Bank of Ghana compliance and financial inclusion across Ghana.
- Seamless peer-to-peer and merchant payments
- Interoperable with GhIPSS and MNO systems
- Promotes inclusion and customer loyalty
International Remittance Solution in Ghana
Offer compliant international money transfers from and to Ghana with automated routing, competitive FX rates, and AML safeguards, supporting cross-border remittance and diaspora inclusion.
- Compliant with Bank of Ghana & AML/CFT regulations
- Supports multiple payout channels (wallet, bank, cash)
- Strengthens diaspora remittance flows
Prepaid Card Solution in Ghana
Issue and manage virtual or physical prepaid cards that support cashless payments, enhance customer convenience, and comply with Bank of Ghana’s digital payment framework.
- Card issuance and management modules
- Multi-currency and corporate options
- Promotes inclusion and youth adoption
Merchant Acquiring Solution in Ghana
Enable merchants across Ghana to accept POS, QR, and tap-to-phone payments with real-time settlement, simplified operations, and compliance with Ghana’s electronic payment standards
- POS, QR, and tap-to-phone acceptance
- Real-time reporting and reconciliation
- Grows SME and retail transaction networks
eKYC Solution in Ghana
Digitize customer onboarding with biometric verification, document scanning, and AML checks to ensure secure, compliant, and seamless identity verification for banks and fintechs in Ghana.
- Fast, secure onboarding with AML safeguards
- Face and ID verification modules
- Fully compliant with KYC/AML policies
Agency Banking Solution in Ghana
Expand your reach through agent-led cash-in, cash-out, and bill payment services that promote inclusion, financial accessibility, and efficiency across urban and rural Ghana.
- Supports agent-led cash-in/cash-out
- Enhances rural and semi-urban access
- Scalable and regulation-ready platform
Why DigiPay.Guru Is the Go-To Fintech Partner for Ghana’s Financial Institutions
With DigiPay.Guru, you gain more than technology, you gain a digital payment partner committed to your growth, compliance, and long-term digital success in Ghana’s financial ecosystem.
Modular & Scalable
Expand your digital services seamlessly as your Ghana operations grow, using flexible fintech modules designed to adapt quickly to market demands and regulatory changes.
Fast to Market
Launch new digital payment services in weeks, not months, with pre-built modules that accelerate deployment and strengthen competitiveness in Ghana’s dynamic fintech environment.
Security-First
Our PCI-SSF, SOC 2, and ISO 27001 certified infrastructure ensures strong data protection, fraud prevention, and operational security for banks and fintechs in Ghana.
Plug & Play APIs
Integrate effortlessly with banks, mobile money operators, and payment rails across Ghana through our flexible, API-driven architecture that enables faster innovation and interoperability.
Cost-Efficient
Built for Ghana’s fintech ecosystem, our platform ensures full alignment with Bank of Ghana and GhIPSS regulations, thereby enabling institutions to operate securely and confidently.
Localized & Compliant
Built for Ghana’s fintech ecosystem, our platform ensures full alignment with Bank of Ghana and GhIPSS regulations, thereby enabling institutions to operate securely and confidently.
Empower Your Institution to Lead Ghana’s Cashless Future With DigiPay.Guru
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DigiPay.Guru is born to simplify financial transactions. We love discussing the latest finTech solutions. We write regular blogs where we cover insightful topics with our insightful thoughts to cater you with imperative informations.
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2019
Founded in
120+
In-house Tech experts
15+
Country served
100k+
Customers Achieved by our clients
10+
Paytech leader partnerships
8+
Fintech Platforms Introduced