Financial Inclusion

Accelerating Financial Inclusion

An expansive suite designed leveraging cutting-edge technologies to deliver superior FinTech solutions. Our Next-Gen Digital Payment Platform is designed to revolutionize non-banking financial institutions, enterprises, banks, MNOs, and telcos

  • Comprehensive white-labeled online payment solution
  • One platform for all your digital payment needs
  • Absolutely modular architecture
  • Faster deployment on cloud or on-premise
  • Strengthens the ecosystem

Advanced Range Of Features For You

Advance Online Payment Solution with an extensive variety of features that caters to all your financial and fintech services.

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Extensive Contactless Payment Methods

We have an extensive range of contactless payment methods. In today’s time when there is more preference for cashless transactions which are more reliable and maintain transparency, we provide the users with such options to select and choose their preferred payment mode.

  • Scan QR to pay
  • Tap & Pay (NFC)
  • USSD Payments
  • Virtual Card Payments
  • Remote Payments
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A Solution For All And Everyone

DGBank’s Mobile Money solution caters to all. There are registered bank account holders who can integrate their bank accounts and cards with the bank. And then there are also non-banked customers with no bank accounts who also require to do transactions.

  • Banked Customers
  • Unbanked Customers
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Launching And Optimization Of New Services

You get dynamic system configurations and a dashboard to optimize your services based on your business requirements. Through this dashboard, you can monitor everything and track all transactions that occur. This will also help you in preventing any upcoming disasters.

  • Get Dynamic Configurations
  • Optimize System Performance
  • Monitor Everything Through A Dashboard
  • Track Every Single Transaction
  • Proactively Prevent Upcoming Disasters
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Faster Time-To-Market

Our core, white-labeled product is ready with open APIs for any client requirement that comes. This will help the client in saving time and launching or releasing the product faster and earlier than when they go for custom development.

  • Core Product Available – White Labelled
  • Exemplary Integrations
  • Readily Available Open APIs

Key Use Cases For Your Financial Services

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E-KYC

  • Bank Account Opening
  • NFC Tagging
  • Service Activation
  • Mobile Money Account Activation
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Bill Payment

  • Power Bill Payment
  • Tax Payment
  • Gas Bill & Water Bill
  • Mobile Postpaid
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Top-Up

  • Airtime Top-Up
  • Digital TV Top-Up
  • Stored Value Card Top-Up
  • Prepaid Electricity
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Wallet Services

  • Cash In & Cash out
  • P2P Transfer
  • Sub Wallet Transfer
  • Split Bill Payments
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Enterprise Mobile Money

  • G2P Payments
  • Disbursement Account
  • Bulk Salary Payments
  • Bulk Subsidy Distribution
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International Remittance

  • Remittance To Bank Account
  • Agent-Based Remittance
  • Remittance To third party wallet
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Merchant Payment

  • Retail Merchant Payment
  • Fuel Payment
  • Parking Payment
  • Toll Payment
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Closed Loop Wallets

  • Merchant Payments
  • Loyalty & Rewards
  • Portfolio Management
  • Reports & Analytics
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Loyalty & Rewards Program

  • Sign-up Bonuses
  • Referrals
  • Point Accumulation & Redemption
  • Cashbacks & Promo Codes

High-Level Architecture to enable Payment Interoperability

Our all-embracing digital payment platform is designed with the primary purpose of facilitating digital payment interoperability and providing a single solution for all payment needs.

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Online Payment Solution with Multiple Access Channels

You can cover a wide range of customer base as our digital platform is accessible from every channel that you can think of and allow your customers to make payment hassle-free and securely.

Web

Mobile App

USSD

POS

QR Code

Finger Print

SMS

NFC

Compliance And Guidelines We Follow

We follow a set of rules, compliances, and guidelines to ensure the safety and security of the users.

Security Compliances

This compliance has been architectured to offer secure and reliable transaction processing to all the users and prevents spoofing or unauthorized access to the system.

AML

Anti-money Laundering compliances are a set of regulations that financial institutions follow for detecting and preventing money laundering or terrorist financing activities.

PCI SSF Compliant

Our solution protects the integrity of the software and the confidentiality of the sensitive information and user data that it captures, stores, processes, and transmits.

Scalability For Your Needs

You get a secure platform that is architectured for scalability and can be deployed based on your business needs.

Scalability For Your Needs
1

Microservice Architecture

It divides the single application into a small set of services, out of which, each runs on its own but communicates with each other. Every service implements different functionalities or features.

2

Implementation

We follow the Agile methodology for improving the effectiveness of our software development team. It is an iterative process for project management and software development.

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Deployment

Our solutions are built based on the client needs and the country regulations and deployed on cloud, premises or through a hybrid approach.

Advanced Features For Your Business

DGBank comes with a cluster of advanced features that will bring benefits to your business’s growth.

White-labelling & Customization

You can rebrand the app by adding your logo and customize the solution as per your business requirement.

Multi-currency & Multi-tenant

You can trade in multi-currencies and operate multiple environments due to its multi-tenant capabilities.

Exemplary Integrations (APIs)

You can enhance business performance & offer additional services integrating 3rd party platforms into our solution.

Faster Deployment

Our solution is ready to use. It just needs rebranding, installing, and starting the application to launch the product.

Lower TCO

We support micro-service architecture & cloud deployment to lower your total cost of ownership.

Secure Platform

Our solution is PCI SSF compliant that ensures the safety of sensitive data stored, transmitted, or stored.

DigiPay.guru’s success over the years

Over the years, DigiPay.guru has successfully delivered several customized and top-notch digital wallet solutions for its clients. You can get a glimpse of a few of those works here.

digiPay-helps-its-client

FinTechUnder NDA

Digipay.guru has provided a dynamic e-wallet feature solution to its South African client

Coincidently, our client has the same name as ours. The only similarity that he lacks in the name is “.guru”. Our client “DigiPay” is a leading e-wallet service provider in South Africa Ivory Coast backed by Digital Afrique Telecom (DAT).

Country
ZASouth Africa
Solution
e-Wallet
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digiPay-creates-a-user-friendly

FinTechUnder NDA

DigiPay.guru provides a feature-rich digital wallet solution to its Bahamas-based client

Alliance Mobile Solutions is a FinTech startup based in the Bahamas. It aims to offer utmost ease and convenience in person-to-person transfer, bill payments, and merchant payment services via a robust mobile wallet solution.

Country
BSBahamas
Solution
e-Wallet
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Look through your eyes of insight to our insightful thoughts

Digipay.guru is born to simplify financial transactions. We love discussing the latest FinTech Solutions. We write regular blogs where we cover insightful topics with our insightful thoughts to cater you with imperative informations.

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April 29, 2022 |Digital Payment ,


Everything in people’s lives is more convenient than ever. Everything is easy, instant, and seamless, from booking flights, planning a holiday to…

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April 04, 2022 |Digital Payment ,


In today’s digital era, people demand the freedom to purchase anything from anywhere without having to carry cash in their pockets. With the emergence…

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March 28, 2022 |Digital Payment ,


Technological advancement and the availability of the Internet of Things have brought a revolution in the banking and finance sectors. As one-third of…