AML SCREENING

Screen every person.Miss no threat.

Real-time and batch screening against 1,500+ global watchlists — PEP registers, sanctions lists, and adverse media — with ongoing monitoring and fully auditable decision logs.

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1,500+

Watchlists

<500ms

Real-time screen

240+

Countries covered

Daily

List updates

SCREENING COVERAGE

Every risk category. One unified check.

DigiVerify screens across six distinct risk categories simultaneously — returning a consolidated result in under 500ms with individual scores per category.

PEP Screening

Politically Exposed Persons

Identifies individuals who hold or have held prominent public functions — heads of state, government ministers, senior judiciary, military officers, senior executives of state-owned enterprises, and their immediate family members and close associates.

1,400+ PEP RecordsFamily & AssociatesTier 1–4 PEP

Sanctions Screening

Global Sanctions & Embargoes

Screens against the full suite of global sanctions regimes — UN, US OFAC, EU, UK, DRA7 Australia, and 50+ national sanctions lists. Covers individuals, entities, vessels, and aircraft. Updated daily from official sources.

UN, OFAC, EU, UK50+ RegimesDaily Updates

Adverse Media

Negative News & Adverse Media

Real-time screening of 100,000+ global news sources for negative coverage linked to financial crime — money laundering, fraud, corruption, drug trafficking, terrorism financing, and human rights violations.

100k+ SourcesReal-timeAI Classified

SIP Screening

Special Interest Persons

Covers individuals of regulatory interest not on formal sanctions lists — known associates of criminal networks, persons under investigation, disqualified directors, and individuals subject to regulatory enforcement actions.

Criminal AssociatesRegulatory BansUnder Investigation

Ongoing Monitoring

Continuous Risk Monitoring

Don't just screen at onboarding — monitor continuously. Existing customers are re-screened automatically whenever watchlists are updated. Instant alerts when a previously clear customer appears on a new list.

Automatic Re-screenInstant AlertsWatchlist Feed

EDD Ready

Enhanced Due Diligence Support

For high-risk customers flagged by screening, DigiVerify provides the data layer for Enhanced Due Diligence — deeper risk profiles, source-of-wealth signals, and structured evidence packages for compliance teams.

Risk ProfilesEvidence PackageCompliance Ready

WATCHLIST COVERAGE

1,500+ lists. Every major regime. Updated daily.

DigiVerify aggregates and normalises watchlist data from every major regulatory body and enforcement authority — so you don't have to manage multiple data subscriptions.

UN Consolidated Sanctions

Security Council sanctions — individuals, entities, vessels

51,284

OFAC SDN & Non-SDN Lists

US Treasury — SDN, CAPTA, FSE, MEU, NS-MBS, PLC

13,902

EU Consolidated Sanctions

All EU Council decisions and regulations

2,841

UK HM Treasury Sanctions

OFSI consolidated list — post-Brexit, UK-specific regime

3,214

👑

Global PEP Database

Tier 1–3 PEPs, family members, close associates

1.4M+

🌍

50+ National Lists

EFCC, CBN, FIU lists for Nigeria, Ghana, Kenya, India + more

500k+

COVERAGE BY REGION

North America

24%

Europe

14%

West Africa

14%

East Africa

11%

South Asia

Middle East

Asia Pacific

■ Lists refreshed daily from official sources. Last update: today

HOW IT WORKS

From name to screened result — in under 500ms.

DigiVerify's AML engine uses fuzzy matching, name variant generation, and AI-assisted disambiguation to minimise false positives while catching real threats.

Subject Input

Submit the subject's identity data — name, date of birth, nationality, ID numbers. The more fields provided, the higher the match precision and the lower your false-positive rate. Input comes directly from OCR extraction or your own data.

Name Normalisation & Variants

Names are cleaned, transliterated, and expanded into variants — handling spelling differences, nickname forms, Arabic/Cyrillic transliterations, and name order differences (first-last vs last-first). This is what makes fuzzy matching work reliably across languages and scripts.

Fuzzy Matching Across All Lists

The normalised subject is matched against all 1,500+ lists simultaneously using weighted fuzzy matching — combining phonetic similarity, character distance, and biographical data alignment. Configurable match thresholds let you control sensitivity per risk level.

Scored Decision & Audit Log

You receive a CLEAR / REVIEW / HIT decision, with per-list results, match scores for each potential hit, biographical comparison detail, and a full immutable audit log. Every decision is stored and exportable for regulatory examination.

Subject Input

INPUT FIELDS

full_name"ADAEZE OKONKWO"

dob"1992-06-12"

nationality"NGA"

id_number"A09283847"

4 fields · High precision mode enabled

Name Normalisation

OriginalADAEZE OKONKWO

TransliteratedADAEZE OKONKWO

Variants

Adaeze OkonkwoA. OkonkwoOkonkwo Adaeze

Fuzzy Matching

MATCHING IN PROGRESS...

UN SanctionsCLEAR

OFAC SDNCLEAR

EU SanctionsCLEAR

Global PEPNOT PEP

Adverse MediaNO HITS

Scored Decision

{
  "decision": "CLEAR",
  "pep_hit": false,
  "sanction_hit": false,
  "fuzzy_matches": [],
  "lists_screened": 1547,
  "response_ms": 312,
  "audit_log_id": "aml_log_9x8k2m"
}

USE CASES

Screen at every stage of the customer lifecycle.

AML obligations don't stop at onboarding. DigiVerify supports screening at every touchpoint where regulatory risk applies.

KYC Onboarding Screening

Screen every new customer at the point of onboarding — before account opening, card issuance, or any financial product access. Fully integrated with document verification and biometric checks for a single, end-to-end KYC flow.

Ongoing Customer Monitoring

Your compliance obligation doesn't end at onboarding. DigiVerify continuously monitors your existing customer base against updated watchlists — alerting you the moment a previously clear customer appears on a new list.

Transaction Screening

Screen counterparties on high-value transactions in real time — wire transfers, cross-border payments, large cash deposits. FATF Travel Rule compliance for crypto and payment service providers.

Batch & Retrospective Screening

Need to screen your entire existing customer book? Submit a batch of thousands of records and get back consolidated results — ideal for periodic re-screening exercises, regulatory examinations, or new list onboarding.

REGULATORY COMPLIANCE

Built for regulated industries. Aligned to global standards.

DigiVerify's AML screening is designed to meet the obligations placed on regulated entities under FATF Recommendations, EU AML Directives, and national AML frameworks across our markets.

FATF Recommendations 10, 12 & 16 — customer due diligence, PEP obligations, and Travel Rule compliance
EU 6th Anti-Money Laundering Directive (6AMLD) — extended criminal liability, beneficial ownership
Nigeria — CBN AML/CFT Regulations, NFIU directives, EFCC watchlist screening
Kenya — Proceeds of Crime and Anti-Money Laundering Act (POCAMLA), FRC requirements
India — Prevention of Money Laundering Act (PMLA), RBI KYC Master Directions
Ghana — Anti-Money Laundering Act, Bank of Ghana AML/CFT Guidelines

FATF Aligned

Full FATF Recommendations compliance for CDD, PEP, and Travel Rule

6AMLD Ready

EU 6th AML Directive — criminal liability & beneficial ownership

Audit Trail

Every screening decision stored, immutable, and exportable

SOC 2 Ready

Screening infrastructure aligned to SOC 2 Type II controls

NG

CBN / NFIU

Nigeria AML/CFT Regulations and EFCC list integration

IN

PMLA / RBI

India Prevention of Money Laundering Act and RBI KYC Directions

FOR DEVELOPERS

Screen anyone. In any workflow.

One endpoint screens against all 1,500+ lists simultaneously. Configurable sensitivity, optional ongoing monitoring, and batch mode for large volumes.

aml-screen.js

// DigiVerify — AML Screening API
const result = await fetch('https://api.DigiVerify.com/v1/aml/screen', {
  method: 'POST',
  headers: {
    'Authorization': `Bearer ${apiKey}`,
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({

    // Subject identity data
    full_name: "ADAEZE OKONKWO",
    dob: "1992-06-12",
    nationality: "NGA",
    id_number: "A09283847",

    // Screening configuration
    screen_types: [
      'sanctions', 'pep',
      'adverse_media', 'sip'
    ],
    match_threshold: 85, // fuzzy sensitivity
    ongoing_monitoring: true // enable re-screen
  })
});

const {
  decision, // "CLEAR" | "REVIEW" | "HIT"
  pep_hit, // boolean
  sanction_hit, // boolean
  fuzzy_matches, // array of potential hits
  audit_log_id // immutable log reference
} = await result.json();

Chained with KYC verification

Pass extracted_data directly from OCR into the AML screen — no manual field mapping. One unified KYC + AML workflow.

Configurable match threshold

Set fuzzy match sensitivity per risk tier — stricter for high-risk categories like PEP, more lenient for low-risk retail customers.

Batch screening API

Submit up to 10,000 records per batch call. Ideal for periodic re-screening of existing customer books or regulatory examination prep.

Ongoing monitoring webhooks

Enable ongoing_monitoring: true and receive instant webhook alerts whenever a monitored subject appears on an updated list.

COMPLETE THE KYC STACK

AML is the final layer. Build the complete flow.

AML screening works best when paired with verified identity data. Know who you're screening before you screen them.

Document Verification

Verify and authenticate the identity document before screening. Confirmed document data gives your AML screening a verified name and DOB — dramatically reducing false positives.

Learn more

OCR Extraction

Feed OCR-extracted identity fields directly into AML screening. Verified, structured data — no manual transcription, no typos, no mismatches that inflate your false-positive rate.

Learn more

Face Verification

Biometrically confirm the person matches their documents before AML screening. Identity + biometrics + AML is the complete, regulation-grade KYC flow.

Learn more